Medicare Covered Beds: What Qualifies and How to Get One

Thinking about a hospital‑style bed but not sure if Medicare will foot the bill? You’re not alone. Many people assume Medicare only covers medication, not equipment. In reality, a range of beds are covered when they’re deemed medically necessary. Below we break down the basics, walk you through the eligibility checklist, and share practical steps to get the bed you need without endless paperwork.

Which Beds Does Medicare Cover?

Medicare’s Durable Medical Equipment (DME) program includes several bed types, but they must meet strict criteria. Generally, you’ll see coverage for:

• Standard hospital beds – static frames with a fixed height.
• Adjustable beds – electric or manual models that tilt the head, foot, or height.
• Specialty beds – pressure‑relief mattresses, low‑air-loss beds, or bariatric models for higher weight limits.

Simple bedroom furniture, even if it looks like a hospital bed, won’t qualify. The key is that the bed must be prescribed by a doctor to treat a specific medical condition.

How to Prove Medical Necessity

Medicare requires a clear link between the bed and a health issue. Common qualifying conditions include:

• Chronic pain or limited mobility that makes getting in and out of a regular bed unsafe.
• Respiratory problems that benefit from adjustable positioning.
• Severe pressure‑ulcer risk, especially for people who spend long periods in bed.
• Recent surgery or injury that limits movement.

Your doctor must write a detailed order stating the diagnosis, why a standard bed isn’t enough, and the exact type of bed required. Keep a copy of this order; you’ll need it for every step that follows.

Step‑by‑step guide to getting your Medicare‑covered bed:

1. Get the prescription – Schedule a visit with your GP or specialist. Explain your mobility or health challenges and ask for a DME order.
2. Choose a supplier – Medicare works with approved vendors. Search the Medicare Supplier Directory or ask your doctor for a trusted provider.
3. Submit the claim – The supplier usually handles paperwork, sending the doctor’s order and a claim to Medicare.
4. Await approval – Most claims are approved within 10‑14 days. If denied, you can appeal by providing additional medical records.
5. Delivery and setup – Once approved, the supplier delivers the bed, assembles it, and shows you how to use the controls safely.

Tip: Ask the supplier about eco‑friendly options. Some manufacturers now offer recyclable frames or sustainably sourced upholstery, aligning with Eco Harmony Home’s commitment to greener living.

If you’re on a budget, remember that Medicare covers 80 % of the approved cost after the deductible. You’re responsible for the remaining 20 %, so compare prices between suppliers to keep that out‑of‑pocket amount low.

Finally, keep all receipts, the doctor’s order, and the Medicare claim number in a safe place. If you ever need a replacement or repair, having this paperwork speeds up the process.

Getting a Medicare‑covered bed doesn’t have to be a headache. With the right doctor's order, an approved supplier, and a clear understanding of the steps, you can secure the equipment you need and focus on recovery instead of red tape.